Travel Insurance 101

Consider all the Components

Check the change and cancellation policies for travel components including flights, hotels, cruises and car rentals, as well as any destination activities already purchased, like theme park tickets. That can help you assess how much money might be lost if you need to cancel or postpone your trip, or head home early.

Insuring all those Adventures

Big-ticket trips with intricate itineraries are often better contenders for insurance. Think multi-country European vacation or a bucket-list African safari, versus a domestic getaway to grandma's.
​A policy could help cover costs for situations like the tour company going out of business, or a delayed flight that means you miss your cruise departure.

Be prepared for Mother Nature

tsDig into the details to make sure a policy would offer the coverage you want. Broadly speaking, you have two choices: named exclusion (which covers a limited range of events and scenarios), and cancel-for-any-reason coverage (which, true to its name, offers broad coverage). Prices depend on lots of factors, so always ask for a free quote.